Client Services
Introduction
Our job is to help you develop a financial plan that will help you meet your financial goals and prosper while incorporating your personal values. We’ll show you how to make a real difference with your money – integrating tax, estate and financial life planning with a broad spectrum of sophisticated investment advisory services customized just for you.
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Client Services
Introduction
First Affirmative’s Sustainable Investment Solutions™ focus on stocks, bonds, and mutual funds that are having a positive social and environmental impact. Our investment services also integrate the other two elements of an SRI investor: shareholder advocacy and community investing. You’ll learn how to challenge and influence the behavior of large public corporations, making them better corporate citizens. We’ll also introduce you to community investments that promote sustainable development in economically disadvantaged local communities in the United States and throughout the world. (see
Social Investing)
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Social Investment Services
Establishing financial objectives
Our initial meetings and discussions with help us determine your financial outlook, risk tolerance, and time horizon requirements, and work with you to determine your unique financial objectives.
Establishing social priorities
To complement our financial conversations, we’ll also discuss your values and objectives with regard to various social and environmental issues commonly affected by corporate business practices. Your portfolio will be aligned as closely as possible with your particular values and objectives.
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Social Investment Services
Recommending an asset allocation
Based on historical risk and return performance among the various asset classes, your recommended portfolio will comprise a socially-screened asset allocation designed especially for you and appropriate for your chosen financial and social goals.
Going further...
In addition to managing your social portfolio, we’ll vote your shareholder proxies on your behalf. We’ll also show you how to sponsor or co-sponsor shareholder resolutions challenging the corporations you invest in to be even better corporate citizens. Finally, we’ll help you invest directly in underserved communities around the world – an ideal way to leverage your charitable goals while still earning a return on your investment.
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Investment Services
Shareholder Advocacy
For clients interested in affecting corporate decision-making more directly, I can coordinate shareholder advocacy in the form of:
1. Proxy Campaigns: Investors can purchase shares of companies whose policies they find objectionable, then voice their opinions as owners through proxy campaigns.
2. Letters and Direct Dialogue: Investors can propose specific actions or goals directly to company management.
Community impact investing
We’ll also explore an unusual catalog of investments (as small as $1,000) in local community development financial institutions (CDFI’s) that are doing micro-lending and economic development in some of the most financially marginalized communities around the world, from Boston to Bangladesh.
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Client Services
Tax planning and return preparation
You’ll also receive expert tax planning advice and, if you choose, annual preparation of your income tax returns. An added service for investment clients only, we’ll explore a host of tax planning issues: retirement issues, college funding, investment tax planning, real estate tax sheltering, small business tax structuring.
Client Services
Financial Life planning
We provide a broad-based financial consulting process that will fundamentally change your relationship with money and the world of money.
Are you financially "out of control?" Does the idea of becoming wealthy scare you? Are you simply frustrated with your day-to-day money life? Maybe you are ready for a major financial transition in your life - retirement, expecting an inheritance, selling or buying a business - and you know its time to pull it together and create a true plan for the future.
Financial life planning helps you pinpoint the status of your current financial life, clarifies your life goals, and provides recommendations that help you attain them.
Other Services
Speaking
We love to spread the word about values and money, and would be happy to arrange a time when we could speak with your organization. This can range from an annual meeting, local service clubs, investment groups to church or temple services.
Workshops
Available for groups of people who want to do an outline of a financial plan that really integrates money with values.
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Other Services
Planned Giving
Greg Garvan has over 15 years experience in teaching planned giving to churches and non-profits. We are available to consult with you and your organization about either implementing a program, or working with your specific donors on how best to arrange gifts.
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